|
|
|
|
TERMS OF USE AND PRIVACY POLICY FOR SITE
|
|
|
The use of the web site (the "Web Site") is subject to the
terms and conditions stated herein. Use of the Web Site constitutes an agreement
by you, the user, that your use is governed by these terms and conditions. In addition,
when using particular services, you will be subject to any guidelines or rules applicable
to such services that may be posted from time to time.
You are responsible for regularly reviewing this Agreement.
|
|
|
Ownership of Intellectual Property
|
|
|
The works of authorship contained in this Web Site, including
but not limited to all design, text and images, are owned, except as otherwise expressly
stated, by MJOP or its licensors. United States and worldwide copyright laws and
treaty provisions protect the contents of this Web Site. In accordance with these
terms, except as stated above,
|
|
|
Appropriate Conduct and Prohibited Uses:
|
|
|
You agree that You are responsible for your own conduct and
content while using the Service and for any consequences thereof. You agree to use
the Service only for purposes that are legal, proper and in accordance with these
Terms of Use and any applicable policies or guidelines. By way of example, and not
as a limitation, You agree that when using the Service, You will not:
- Copy, reproduce, modify, use, republish, upload, post, publish, license, create
derivative works from, transmit or distribute in any way material from the Web Site
without express written permission;
- defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such
as rights of privacy and publicity) of others;
- upload, post, email or transmit or otherwise make available any inappropriate, defamatory,
infringing, obscene, or unlawful Content;
- upload, post, email or transmit or otherwise make available any Content that infringes
any patent, trademark, copyright, trade secret or other proprietary right of any
party, unless You are the owner of the Rights or have the permission of the owner
to post such Content;
- upload, post, email or transmit or otherwise make available messages that promote
pyramid schemes, chain letters or disruptive commercial messages or advertisements,
or anything else prohibited by law, these Terms of Service or any applicable policies
or guidelines.
- download any file posted by another that You know, or reasonably should know, that
cannot be legally distributed in such manner;
- impersonate another person or entity, or falsify or delete any author attributions,
legal or other proper notices or proprietary designations or labels of the origin
or source of software or other material;
- restrict or inhibit any other user from using and enjoying Site Owners and/or MJOP
services;
- use services for any illegal or unauthorized purpose;
- interfere with or disrupt services or servers or networks connected to Site Owners
and/or MJOP services, or disobey any requirements, procedures, policies or regulations
of networks connected to Site Owners and/or MJOP services;
- use any robot, spider, site search/retrieval application, or other device to retrieve
or index any portion of services or collect information about users for any unauthorized
purpose;
- submit Content that falsely expresses or implies that such Content is sponsored
or endorsed by MJOP and/or Site Owner;
- create user accounts by automated means or under false or fraudulent pretenses;
- promote or provide instructional information about illegal activities or promote
physical harm or injury against any group or individual; or
- transmit any viruses, worms, defects, Trojan horses, or any items of a destructive
nature.
- Redeliver, transfer, or sell any information, software, lists of users, databases
or other lists, products, or services provided through or obtained from the Site
Owner and/or MJOP Web Sites. This includes among other activities, using "framing,
scraping, screen scraping, database scraping, or any other activity with the purpose
of obtaining lists of users or other information and includes any of the pages,
text, images or other content of this Web Site technology without express written
permission.
- Soliciting any of the individuals or companies listed on this web site for purposes
of selling products or services is prohibited.
- International users agree to comply with their own local rules regarding online
conduct and acceptable content, including laws regulating the export of data to
the United States or your country of residence.
|
|
|
Rates Mortgage Tools
|
|
|
These are calculation tools, not an offer to lend. Interest
rates shown are for demonstration purposes only. Actual market interest rates may
vary. The Site Owner cannot guarantee the accuracy of published rates.
|
|
|
Market Volatility
|
|
|
Site Owner is not liable for changes in the market that change
buyer/seller conditions.
|
|
|
Activity Restriction
|
|
|
Site use is restricted to real estate mortgage activities.
|
|
|
Web Site Security
|
|
|
You are prohibited from violating or attempting to violate
the security of the Web Site, including, without limitation, (a) accessing data
not intended for your viewing or logging into a server or account which you are
not authorized to access, (b) attempting to probe, scan or test the vulnerability
of a system or network or to breach security or authentication measures without
proper authorization or (c) attempting to interfere with service to any user, host
or network. Violations of system or network security may result in civil or criminal
liability. MJOP and/or Site Owner will investigate occurrences that may involve
such violations and may involve, and cooperate with, law enforcement authorities
in prosecuting users who are involved in such violations.
|
|
|
DISCLAIMER OF WARRANTY
|
|
|
THE WEB SITES ARE PROVIDED "AS-IS" AND "WITH ALL FAULTS" AND,
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MJOP AND SITE OWNER DISCLAIMS
ALL OTHER REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, REGARDING
THE WEB SITES, INCLUDING WITHOUT LIMITATION ITS FITNESS FOR A PARTICULAR PURPOSE,
ITS QUALITY, ITS MERCHANTABILITY, ITS PERFORMANCE, ITS NON-INFRINGEMENT OF THIRD
PARTY RIGHTS, TITLE, OR THE RESULTS OBTAINED BY USING THE WEB SITES. THE COMPANY
DOES NOT WARRANT THAT THE WEB SITES ARE FREE FROM BUGS, VIRUSES, ERRORS OR OTHER
PROGRAM LIMITATIONS.
MJOP AND SITE OWNER MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS,
(ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE
RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE,
(iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED
OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY
ERRORS IN THE SOFTWARE WILL BE CORRECTED.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SERVICE IS DONE AT YOUR
OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO
YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH
MATERIAL.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SITE OWNER,
MJOP OR THROUGH OR FROM MJOP SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED
IN THE TERMS OF USE.
|
|
|
LIMITATION OF LIABILITY
|
|
|
SITE OWNER AND MJOP SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER
USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE,
INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST
PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON
SUCH INFORMATION, ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE
OF THE WEB SITES. USE OF SITE OWNER AND MJOP WEB SITES IS AT YOUR OWN DISCRETION
AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM
OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. BECAUSE SOME
STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL
OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED
WITH ANY PORTION OF THE MJOP WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR
SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEB SITES.
|
|
|
Indemnity
|
|
|
You will indemnify, defend and hold harmless Site Owner and
MJOP and its officers, directors, employees and agents (each, an "Indemnified Party")
from and against any and all claims, demands, losses, costs, expenses, liabilities
and damages of any kind or nature whatsoever (collectively, "Damages") incurred
by any Indemnified Party arising out of, in connection with or resulting from (i)
your use of the Web Sites or (ii) your breach of this Agreement.
|
|
|
Governing Law/Arbitration
|
|
|
This Agreement shall be construed and governed by the State
of Florida, U.S.A. You hereby consent to the exclusive jurisdiction and venue of
courts sitting in Florida in all disputes arising out of or relating to the use
of the Web Sites. Use of the Web Sites is unauthorized in any jurisdiction that
does not give the effect to all provisions of these terms and conditions, including
without limitation this paragraph.
|
|
|
